Airline Transfer Partners Guide – Amex, Chase, Citi, Capital One, Marriott

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One aspect that makes flexible reward points (or bank-points) incredibly valuable is that they can be transferred to various airline and hotel programs.

Simply put, this means you can earn bank-points and transfer at a 1:1 ratio to your favorite airline miles or hotel points.

The major bank-point programs include Chase Ultimate Rewards (UR), American Express Membership Rewards (MR), Starwood Preferred Guest (SPG), and more recently Citi ThankYou Rewards. These programs have multiple valuable transfer partners to choose from and having a resource that can be used to quickly look up which points can be transferred to a specific airline seemed useful.

After starting this project before taking off on my current 3-month trip through Southeast Asia I finally found some time to sit down and wrap it up. I’ve created a graphic chart showing the airlines in which you can transfer points from each of the transferable bank-point programs.

To say the least it was difficult enough to wrangle all the bank-point transfer options onto one chart (not to mention Citi ThankYou recently added transfer partners), but in the end I think it turned out fairly readable.

The airlines are categorized by alliance to help identify which airline partners you can fly on when redeeming miles through a specific airline program.

Below is also a table including the transfer rate, in which most point programs transfer at a 1 to 1 ratio, but I’ve noted where some programs have a different rate and also included how long you should expect it to take to have to have the miles transferred to your account.

How to Use the Transfer Partner Chart

The basis of the chart is to easily look up which bank-points can be transferred to specific airline programs. Earning SPG, Membership Rewards, Ultimate Rewards, and Citi ThankYou points can be incredibly valuable if you know how to maximize their transfer partners. Since these cards also offer some of the most lucrative welcome bonuss on the market, taking advantage of them is key to racking up tons of airline miles.

Use this graphic to look up which airlines you can transfer points to and also which partner airlines you will be able to fly on from a specific airline program. Just follow the color coded lines from the center transfer partner logos to find their airline transfer partners. Most of these programs transfer at a rate of 1 to 1, but in the table below I have indicated where the transfer rate is worse or better than the 1 to 1 ratio.

Choosing a airline with the most competitive award chart along with high quality partner airlines is one of the best ways to maximize airline miles. Some questions to ask yourself before you transfer your points are 1) do you want free stopovers or one-ways, and where? 2) do you want to fly on a specific airline or premium cabin? Choosing the right airline program to transfer points into can help you book the award you want with free stopovers, avoid paying high fuel surcharges, and use a competitive award chart to save miles.

For instance, let’s say you want to fly on Thai Airways and also add a stopover to your trip. You can first look up to find that Thai Airways is in Star Alliance, you’ll also find all of the other airlines that are within Star Alliance. United is a Star Alliance partner and using their miles would be a great option to book an award flying on Thai Airway including a free stopover somewhere in Asia.

Outside of the three main alliances many airlines also have independent partner airlines that can also be a great way to book award flights.

Amex Membership Rewards Transfer Partners

Airline ProgramAllianceTransfer RatioMin Transfer AmountTransfer Time
AeromexicoSkyTeam1:11,0002-14 Days
Air CanadaStar Alliance1:11,000Instant
Aer LingusN/A1:11,000Instant
ANAStar Alliance1:11,0002-4 Days
Avianca LifeMilesStar Alliance1:11,000Instant
British AirwaysOneWorld1:11,000Instant
Cathay Pacific*OneWorld1:11,0003-7 Days
El AlN/A50:11,000Instant
Etihad AirwaysN/A1:11,000Instant
FlyingBlue Air France/KLMSkyTeam1:11,000Instant
Hawaiian AirlinesN/A1:11,000Instant
IberiaOneWorld1.25:11,0001-5 Days
JetBlue TrueBlueN/A1.25:11,000Instant
Singapore AirlinesStar Alliance1:11,0001-3 Days
Virgin AtlanticN/A1:11,0001-2 Days
*AsiaMiles includes 20 airline programs.

Chase Ultimate Rewards Transfer Partners

Airline ProgramAllianceTransfer RatioMin Transfer AmountTransfer Time
Aer LingusN/A1:11,000Instant
British AirwaysOneWorld1:11,000Instant
Emirates SkywardsN/A1:11,000Unknown
FlyingBlue Air France/KLMSkyTeam1:11,000Instant - 1 Hour
Iberia PlusOneWorld1:11,000Instant
Singapore AirlinesStar Alliance1:11,0001-2 Days
Southwest Airlines Rapid RewardsN/A1:11,000Instant
United MileagePlusStar Alliance1:11,000Instant
Virgin Atlantic Flying ClubN/A1:11,000Instant

Citi ThankYou Rewards Transfer Partners

AirlineAllianceMin Transfer AmountTransfer RatioTransfer Time
Avianca Airlines LifemilesStar Alliance1,0001:1Instant
Cathay Pacific*OneWorld1,0001:124 Hours
Etihad AirwaysN/A1,0001:16 Days
EVA AirStar Alliance1,0001:12-6 Days
FlyingBlue Air France/KLMSkyTeam1,0001:12 Days
Garuda IndonesiaSkyTeam1,0001:12 Days
Jet AirwaysN/A1,0001:1Instant
JetBlue TrueBlueN/A1,0001:1Instant
Malaysia AirlinesOneWorld1,0001:11-2 Days
Qantas AirwaysOneWorld1,0001:12 Days
Qatar AirwaysOneWorld1,0001:12 Days
Singapore AirlinesStar Alliance1,0001:12 Days
Thai AirwaysStar Alliance1,0001:14 Days
Turkish AirwaysStar Alliance1,0001:11-2 Days
Virgin AtlanticN/A1,0001:12 Days
*AsiaMiles includes 20 airline programs.N/A1,000

Marriott Bonvoy Transfer Partners

AirlineAllianceTransfer RatioMin Transfer AmountBonus Miles Earned for Every 60,000 Marriott Points TransferredTransfer Time
Aegean AirlinesStar Alliance3:13,0005,0003-10 Days
Aeroflot BonusSkyTeam3:13,0005,000Up To 20 Days
AeroMexico ClubPremierSkyTeam3:13,0005,0002-4 Days
Air Canada AeroplanStar Alliance3:13,0005,0004-5 Days
Air China Phoenix MilesStar Alliance3:13,0005,0005 days
Air France/KLM Flying BlueSkyTeam3:13,0005,0001-3 Days
Air New Zealand AirpointsStar Alliance200:13,000251-2 Days
Alaska Airlines Mileage PlanN/A3:13,0005,0002-4 Days
Alitalia MilleMigliaSkyTeam3:13,0005,0007 Days
ANA Mileage ClubStar Alliance3:13,0005,0004-7 Days
American AirlinesOneWorld3:13,0005,0002 Days
Asiana Airlines Asiana ClubStar Alliance3:13,0005,0004-10 Days
Avianca LifeMilesStar Alliance3:13,0005,0001-2 Days
British Airways Executive ClubOneWorld3:13,0005,0001-3 Day
Cathay Pacific Asia MilesOneWorld3:13,0005,0005-10 Days
China Eastern Airlines Eastern MilesSkyTeam3:13,0005,000Up To 7 Weeks
China Southern AirlinesSkyTeam3:13,0005,0003 Days
Copa Airlines ConnectMilesStar Alliance3:13,0005,0003 Days
Delta SkyMilesSkyTeam3:13,0005,0001-2 Days
Emirates SkywardsN/A3:13,0005,0003-6 Days
Etihad GuestN/A3:13,0005,0003-5 Days
Frontier Airlines EarlyReturnsN/A3:13,0005,000Up To 6 Weeks
Hainan AirlinesN/A3:13,0005,0008 Days
Hawaiian Airlines HawaiianMilesN/A3:13,0005,0001 Day
Iberia PlusOneWorld3:13,0005,0002-6 Days
Japan Airlines JAL Mileage BankOneWorld3:13,0005,0002-7 Days
Jet Airways JetPrivilegeN/A3:13,0005,0007 Days
JetBlue TrueBlueN/A6:13,0002,5001-2 Days
Korean Air SKYPASSSkyTeam3:13,0005,0002-7 Days
LATAM Airlines LATAMPASSOneWorld3:13,0005,0002 days
Lufthansa Miles & MoreStar Alliance3:13,0005,0003-6 Days
Qantas Frequent FlyerOneWorld3:13,0005,0002-6 Days
Qatar Privilege ClubOneWorld3:13,0005,0003-6 Days
Saudia AirlinesSkyTeam3:13,0005,0005 Days
Singapore Airlines KrisFlyerStar Alliance3:13,0005,0001-2 Days
South African Airways VoyagerStar Alliance3:13,0005,0003 Days
Southwest Airlines Rapid RewardsN/A3:13,0005,0001-2 Days
TAP Air PortugalStar Alliance3:13,0005,000Unknown
THAI Airways Royal Orchid PlusStar Alliance3:13,0005,0004-10 Days
Turkish Airlines Miles&SmilesStar Alliance3:13,0005,0003 Days
United MileagePlusStar Alliance3:1.13,0005,5001-2 Days
Virgin Atlantic Flying ClubN/A3:13,0005,0001-2 Days
Virgin Australia Velocity Frequent FlyerN/A3:13,0005,0002 days

Capital One Transfer Partners

Airline ProgramAllianceTransfer RatioMin Transfer AmountTransfer Time
Air CanadaStar Alliance2:1.51,000Instant
Avianca LifeMilesStar Alliance2:1.51,000Instant
Cathay Pacific*OneWorld2:1.51,0001-3 Days
Etihad AirwaysN/A2:1.51,0001-3 Days
EVA Infinity MileageLandsStar Alliance2:1.51,0001-3 Days
FlyingBlue Air France/KLMSkyTeam2:1.51,000Instant
Finnair PlusOneWorld2:1.51,000Instant
Hainan Fortune Wings ClubN/A2:1.51,0001-3 Days
JetBlue TrueBlueN/A2:11,000Instant
Qantas Frequent FlyerOneWorld2:1.51,0001-3 Days
Qatar Airways Privilege ClubOneWorld2:1.51,0001-3 Days
Singapore Airlines KrisFlyerStar Alliance2:11,0001-3 Days
*AsiaMiles includes 20 airline programs.

About The Author

Rand Shoaf

Rand Shoaf

Introduced to traveling at a young age, Rand has since traveled to over 45 countries. Learning how to maximize credit card sign-up bonuses in college has allowed him to earn millions of travel miles and points. Using the same tips and tricks he writes about here has ultimately allowed him to explore the word for pennies on the dollar.

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26 thoughts on “Airline Transfer Partners Guide – Amex, Chase, Citi, Capital One, Marriott”

  1. I have been waiting (hoping) for an update to this chart. Great job in getting everything in a very useful format. Everything I need to know on a regular sheet of paper. Thank you for your efforts.

  2. Nice update to the chart. You’re my next affiliate link to use – because of this chart. Have done one each for Frequentmiler, Travelisfree, OMAAT, and Milevalue over the years.

  3. I love your chart and have referred many, many people to it. You’ll have to add Turkish Airlines as a partner to Citi Thank You. Thanks!

  4. Love this chart. I hope you plan on keeping current.
    I will refer lots of folks to look at this

    I don’t know if you have any way of integrating or including two other programs I see with potential for transfers or usage.
    Marriott transfers to a bunch of airlines not identical to SPG. With the merger, maybe you might wait and see.
    Also, as a footnote, I’d mention Alaska airlines. Obviously they do not transfer as these programs do, but another angle perhaps to suggest.
    Very interesting assortment of international airlines they partner with.

    thanks again.

  5. How about I want to move my Amex Points over to United Air Lines … there’s no direct way, I know, but can I do it via Starwoord, for example, and what would I get in the end ?

  6. This is great! Thanks for following up to my original comment and creating this very useful chart! These charts/graphs help separate this blog above the rest.

    • jack, thanks for catching that and I’ll update asap! At least I got it right on the graphic, that takes a bit more time to correct 🙂

    • jack, thanks for catching that and the heads up, I’ll update it asap! After looking at it again, I have Cathay Pacific as a duplicate under both Oneworld and non-alliance.


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