Discover It Miles Credit Card Review – Earn 3% Cash Back on Everything the 1st Year

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Over the past few months there rumors have been flying of Discover releasing a new, more competitive travel rewards credit card. The new card just hit the market and is called Discover It Miles and it offers 3% back on everything for the first year having the card (OFFER EXPIRED). That’s hard to beat!

In the past Discover has struggled to compete in the rewards credit credit card realm, but this card may be a game changer—at least for the first year.

Discover It Miles Credit Card Review Earn 3 Cash Back on Everything the 1st Year-01

The Discover It Miles card earns 1.5 miles on all purchases and these ‘miles’ can be redeemed for travel purchases or straight cash back at 1.0 cent each. However, the enticing aspect of the card is that you will earn double miles for the first year. This means 3X miles (or 3% back) on everything for one year! (OFFER EXPIRED)

The only caveat is that your miles won’t be doubled until the end of the year. So, 1.5X miles now and another 1.5X at the end of the year for every dollar you spend the first year.

Discover It Miles Credit Card Review

The Discover It Miles credit card could be the first very attractive credit card that Discover offers. It’s not a card that is currently offering a big welcome bonus, but it’s super high earning on everyday spending makes it worth looking into.

Welcome Offer

The card currently does not offer a welcome bonus, so don’t sign-up expecting a windfall of free travel from the start. The draw to this card is it’s high mile earning on everyday spending during the first year (read more below about the mile earning structure of the card).

Card Earnings

The most enticing aspect of the Discover It Miles credit card is that you’ll earn 3X miles on every purchase for the first year. Plus, there is no cap on the number of miles you can earn.

With the Discover It Miles you will earn 1.5X miles on every purchase. However, during the first year of having the card your total points earned will be doubled at the end of the year.

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This means you’ll be earning 3X miles per dollar, or essentially 3% cash back on everything! With no cap on total earned miles per year, you could potentially put a lot of everyday spending on this card. At the end of the year your miles will be automatically doubles—there is no need to sign-up or register for this end-of-year bonus.

For big non-bonus category spenders this is the most valuable aspect of the card and places it at the top of the list for everyday spending credit cards for the first year.

Card Benefits

The other noteworthy travel perk of the card is the $30 in free Gogo inflight wifi you receive each year you have the card. This could be a nice way to get free wifi on flights that offer this service or even in the airport terminal if you don’t have access to free wifi.

As with other Discover cards you’ll also get access to a free Fico score through you online account, mobile app, or monthly statements.

Annual Fee and Foreign Transaction Fees

The Discover It Miles card has no foreign transaction fees and no annual fee.

The Bottom Line on the Discover It Miles Card

The Discover It Miles card offers to double the total miles you earned during the first year having the card! This means you will earn 3 miles or 3% cash back on everything. There are no other credit cards out there that can match this earning rate for everyday spending (at least for the first year).

Another nice perk of the card is that you will get $30 of Gogo inflight wifi each year you have the card. The bottom line is the 3X mile earning easily makes this card a top card option for everyday spending.

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