Update: This offer is expired, please check the bank’s website for current offers.

As I wrote about on Monday, the minimum spend which was set to increase very soon on the Barclaycard Arrival Plus™ World Elite MasterCard®, went into effect today. Currently the offer is for 40,000 miles after spending $3,000 in the first 90 days.

Link: Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard-Arrival-Plus(167x105)

Here are the complete offer details:

  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit
  • 0% intr APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Earn 2X miles on all purchases – Miles don’t expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Redeem your miles for travel statement credits – redemptions start at 2,500 miles for $25 toward travel purchases made in the last 120 days
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Barclays likely increased the spending requirement on the Barclaycard Arrival Plus™ World Elite MasterCard® to align itself more closely with their biggest competitor, the Chase Sapphire Preferred. The 40,000 bonus was generous with the previously lower spending requirement, but even with the new $3,000 minimum spend it’s one of my favorite travel rewards credit cards.

Earn 2.28% Back on Every Dollar

There is a lot of chit-chat going around about how the Barclays Arrival Card actually earns 2.28% back when you take the total card earnings into account. This is true, but an overly complicated way to look at it what you’re getting. You do earn 2.28% per dollar spent once you have miles in your account and complete the entire process of redeeming a travel purchase.

With that said it basically breaks down like this on a $100 travel purchase:

  1. Have 10,000 arrival miles in your account
  2. Make a $100 travel purchase and earn 200 miles
  3. Redeem 2,000 arrival miles for said $100 travel purchase
  4. Earn 1,000 arrival miles back (10% rebate)
  5. You now earned 2,200 arrival miles through the process of redeeming miles on that $100 travel purchase
  6. Thus your net use of arrival miles is 8,800 for $100 worth of free travel
  7. $100 / 8,800 arrival miles = ~1.14 cent per arrival mile

For big spenders and individuals that use manufactured spend methods, the increased spending requirement won’t make a big difference, but for lower spenders it could make the card harder meet the minimum spend on several cards at a time. There are many powerful ways to help meet a minimum spend and using Amazon Payments is an easy way to ‘spend’ $1,000 per month for free.

The bottom line is that the Barclaycard Arrival Plus™ World Elite MasterCard® is still a great card, but now has a higher $3,000 spending requirement.

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About the author

Rand Shoaf

Introduced to traveling at a young age, Rand has since traveled to over 45 countries. Learning how to maximize credit card sign-up bonuses in college has allowed him to earn millions of travel miles and points. Using the same tips and tricks he writes about here has ultimately allowed him to explore the word for pennies on the dollar.