In the past, Marriott had always offered three versions of Chase credit cards. Having more than one version of card is always a great opportunity to earn extra Marriott points, and with Chase you can earn a sign-up bonus once per card product, so this meant earning three separate bonuses.

Previously there was a total of 130k points and 5 free night certificates offered between the cards, but recently there have been some changes to the sign-up offers across the three Chase products. Now you can earn a total of 150k points and 4 free night certificates between the sign up offers on all cards.

These offers are not mentioned much since they are not affiliate links, but I think they are worth mentioning and worth grabbing for anyone that wants Marriott points and will always write about the best offers even if they don’t pay me.

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Marriott Rewards Premier Credit Card

Bonus: 70,000 Marriott Rewards points + 1 free night at a category 1-4 hotel

Currently the best offer on the Marriott Rewards Premier Credit Card is 70,000 points after spending $1,000 within the first 3 months. You’ll also get 1 free night at a category 1-4 hotel upon account approval.

In my opinion this is among the top hotel credit card offers, and depending on what category you redeem the 70k points at it could be worth 1 free night at a category 9 hotel to 9 free nights at a category 1 hotel. Remember that you’ll also get the two free night certificates at a category 1-4 hotel.

Marriott Rewards Premier Business Credit Card

Bonus offer: 50,000 Marriott Rewards points + 1 free night at category 1-4 hotel

The offer on the Marriott Rewards Premier Business Credit Card recently increased to 50,000 points after spending $1,000 in the first 3 months. On top of that you will receive 1 free night at a category 1-4 hotel after account opening. This new offer is an increase from the previous 30k points, but with that also lost one of the free night certificates (previously 2 free nights). Combine this with the personal card and you have a considerable large bundle of Marriott Rewards points.

From the bonus points alone, you could get 1 free night at a category 9 hotel to 6 free nights at a category 1 hotel. This is on top of the free night at a category 1-4 hotel.

Marriott Rewards Credit Card

Bonus offer: 30,000 + 2 free nights at category 1-4 hotel

The non premium version of the Marriott Rewards Credit Card offers a standard 30,000 bonus points after spending $1,000 within the first 3 months. This is the same spending requirement as the 70k point offer, so unless you have already earned that bonus, I don’t really see a reason to go for this card. You’ll also earn 2 free nights at a category 1-4 hotel after account approval.

This bonus will earn you between 1 night at a category 6 hotel or 4 nights at a category 1 hotel in addition to the 2 free night certificates at a category 1-4 hotel.

The Ritz-Carlton Rewards Credit Card

The Ritz-Carlton Rewards Credit Card has a public offer of 70,000 Ritz-Carlton Rewards points after you spend $2,000 in the first 3 months. The $395 annual fee is not waived the first year. The fee is hefty, but the card does offer some great perks such as:

There are also reports floating around of a targeted 140,000 point bonus and a waived annual fee. If you want to try these methods you can apply over the phone by calling 1-888-846-7004 and use the offer code F53K to get the 70k point offer with the waived annual fee. You may be able to get the 140k point offer by using offer code F5BP, however the annual fee is not waived with this bonus. Let me know if you go this route and they work!

If you received either targeted offer you’re also likely to be able to switch to the other offer by calling in and asking.

The difference between the offers? You pay $395 for 70,000 bonus points with the 140,000 point offer. If you value these additional 70k point at more than $395 and will get you close to a reward stay you want, then the 140k offer may be worth it to you. However, if you don’t value the 70,000 points at more than $395, it’s likely not worth earning the extra 70k points to just to keep in your account and I would lean towards waived annual fee offer.

Note that the terms say current or previous holders of a Marriott Visa are not eligible for this offer, however there are many reports of people receiving the bonus apart from these terms. That said it may be worth waiting 6+ months after getting a Marriott card.


The Bottom Line

The three Marriott are worth looking at if you want to earn some free stays at Marriott properties. Between the three offers you could earn a combined total of 150,000 Marriott Rewards points and 4 free night certificates at a category 1-4 hotel.

On top of these offers you can earn 70k to 140 points from the Ritz-Carlton credit card, which also has some valuable perks that come with it. These card bonuses are nice to stack after you have earned one of them, or are potentially going for both the personal and business version of the card at the same time to double dip.

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About the author

Rand Shoaf

Introduced to traveling at a young age, Rand has since traveled to over 45 countries. Learning how to maximize credit card sign-up bonuses in college has allowed him to earn millions of travel miles and points. Using the same tips and tricks he writes about here has ultimately allowed him to explore the word for pennies on the dollar.


  • Just got the Ritz Carlton Card for my wife. Awesome stuff. Used the code and got it with the no annual fee. Thanks Rand

    • Joel, congrats on the new card and benefits! I am currently staying in a club level suit room at the JW Marriott Hanoi thanks to the Gold Elite status that comes with the card.

      • Thanks Rand, That is awesome. I hope we get an upgrade or two along the way. We will be using her Gold status to match with Hyatt Diamond for our Europe trip. Now I need to figure out how to meet minimum spend of $8000 because we both also got the CSP on the same day as she got the Ritz.

  • how come you dont include the Ritz Carlton cards for this article, its in the same family right and the points are interchangeable

    • choi, they are definitely worth considering and you’re correct about the interchangeable points. I was just focusing on the 3 Marriott cards, but I think you have a good point and I’ll throw the Ritz-Carlton card up there as well.

  • HI Rand, Got the Premier with the 70000 and put it to use this past weekend at Jacksonville beach for a the category 1-4 free night. But I only got one free night included. was there a different deal?

    Also, any thoughts on the Ritz Carlton card as a way to stock up on Marriott points? sometimes I have seen offers with 70000 points and the fee waived or 140000 points. I am worried about applying for it though, since I already have the Marriot Premier and read somewhere that if you have had it you can’t get the bonus offer on the Ritz

    • Joel, The highest bonus on the Premier card is 70k + 1 free night at a category 1-4 hotel (sounds like you got this). The only card that offers 2 free night certs is the non-premium version, but you’ll also only get 30k points with it.

      If you are in search of Marriott points the Ritz-Carlton card seems like a good value to me (it’s probably wise to close you existing Marriott card before applying). The business card is worth considering as well to get the 50k points + 1 free night at a cat 1-4 hotel.

      • Thanks Rand. I might look into those other cards a bit later. But the 50k points on the business seems nice.

        I am a bit bummed about the points redemption for Marriott in certain locations like the Boscolo in Budapest. Its only $140 a night but it is a category seven hotel so its 35000 points.

        Does Marriott do cash and points? or upgrades to suites with points?

        • Joel, Marriott points definitely went downhill after the last devaluation. However I’ll still probably go for the biz card this year though to top off my account. I would say a fair value is 0.5-0.8 cents each, making the Boscolo in Budapest slightly under that.

          You can get room upgrades starting at 5k points per night and they do have cash and points options, but be sure to try different combinations to make sure you’re getting the best rate combination. Check here for more info:

  • Has it been confirmed that you can get the point bonus on both the premier and non premier personal cards? I got my 70k, but am looking to pad my point total a bit, so may try for the 30k.

    • Andy, I recently applied for the non-premier personal card after closing my Premier card around 6 months ago. The two free night certs posted immediately, but I’m still working on hitting the min spend for the 30k points. The rep confirmed I’ll earn both when I activated the card, I’ll update as soon as they post!